Besides Obtaining A FREE Quote Some of the Companies Have Sites
That You Can Easily Enroll On
Or, Call Us Directly At (973) 948-6279
Life Insurance Quotes
Here You Can Shop A number of Highly Rated Insurance Companies With Just A Few Clicks On Your Mouse To Find The Plan That Meets Your Needs And Goals. Please Click The Button To the Left To Design You Personal Life Insurance Plan. A Number of Companies Rates Will Be Available For You to Compare. Once Your Plan is Chosen You Can Request An Application via Email or Regular Mail
Insure Me Now Direct
Insure me Now Direct is now available to quote and apply for coverage in a Life Insurance Plan Online with certain Life Insurance Companies rather than completing the traditional paperwork. The Companies are limited and we are adding companies all of the time as they become available. If your chosen company is not available as of now go to our free quote section above and request a paper application.
A Simplified Issue Whole Life Plan With Issue Ages From 18 To 75
With Only Two Medical Questions: #1 – Do You Have AIDS and #2 – Have you been in the Hospital for 5 or more CONTINOUS Days in the last 12 Months. A Great Plan To Use To Help Your Loved Ones Cover Your Final Expenses
The Policy Starts The following Month (There Is NO No 2 Year or 3 Year Wait). The Maximum Cost For The Plan Is $72.00 Per Month or Up To $50,000 of Life Insurance Coverage Whichever Is Greater. Call Us For The Coverage Amount That You Qualify For and The Monthly Cost
Accident Policy Ages 18 to 80 (In Most States)
This Is A Guaranteed Issue, No Medical Questions or Exams That Starts Immediately. Benefits Are Paid Directly To You And Not Paid To Any Doctor or Hospital. Benefits Start Immediately. Can Be Used To Pay Deductibles and Co-Pays on Your Health Insurance If An Accident Happens. Very Inexpensive. Call Us For The Rates in Your State. (973) (948-6279
Group Medical
A Minimum of 2 Full Time Employees are Needed (30 Hours/week) To Qualify For A Group. However, You Can Have a Group Plan With Only 1 Employee Covered In Most States if All of the Other Employees Have Coverage Elsewhere.
For Example: A 10 Person Group with 9 Employees Covered By Medicare, Spouses Plan, On Another Job etc: can Waive the Group Coverage. That leaves Only One Employee to be Covered on the Group.
To Obtain A Free Group Quote For Life, Health, Disability, Or Dental Please Click on the Button To The Left, Download the Form, Complete it and either FAX it to us (973) 948-6279 or Email It to Dpbrowne7@Optimum.net.
Note: The Guaranteed Issue Group Life Plan Will Cover You For 1X Your Salary Up to $100,000 (Or $50,000 Whichever Is Greater) and The Long Term Disability Plan Will Pay You 60% of Your Income Up to $6,000 per month To age 67. If You Are Still Working After Age 67 The Benefit Will Be a Minimum Of 18 Months.
Important: There Are NO Medical Questions Nor Exams. Click The Button and Complete The Form for a Free Quote
Guaranteed Issue Group Life And Disability Income
Guaranteed Issue. NO Medical Exams or Medical Questions. A Minimum of Only 2 Full Time employee Needed working at least 30 hours per week.
Coverage for Life Insurance is 1 X’s Salary Up To $100,000 or $50,000 Whichever Is Greater and,
Disability Income covers 60% of Salary Up to $5,000 per Month.
Older Employees Are Not Disqualified As Long As They Are Employed
Please Use the Buttons Below To To Download A Brief Overview Of The Group Life and Disability Income Plans
Please Use The Button Below To Download A Census Form To Return To Us For A Personalized Quote
Please Use The Button Below To Download A Copy of The Application. When Completed Return It To Us For Your Personalized Quote.
Dental Insurance Quotes and Online Enrollments (Shop and Enroll)
Rich Plans With High Annual Maximums
Very Rich Plans with High Annual Maximums
Good Mix of a Number of Companies. Wide Price Range from Discount Plans to True Dental Plans
Use This Link For New Jersey and Connecticut.
Use This Link For: Alabama, California, Delaware, District of Columbia,Georgia, Maryland, Mississippi, New York, Pennsylvania, Texas, And West Virginia
Medicare Plans
Shop and Enroll Online in the States of AL, AR, CA. CT, DE, DC, FL, GA, IA, KY, LA, MD, MI, MS, NJ, NY, NC, OH, PA, SC, TN, TX, VA, WV.
Use For The Following Companies: Aetna, Amerihealth, Capital Blue Cross, Clover Health, Gateway, Geisenger, HealthPartners, Highmark Blue Cross, IBC, Lasso, Oscar, SilverScript, And Zing
Shop and Enroll Online – Can Be Used In Every State. This Service Also Provides an 800 Number To Speak With A Live, Licensed Agent
Use This Link For Any Company or State Not Seen on The Medicareful Listing Right Above This Box.
The Affordable Care Act
If You Live in One of The Following States: New Jersey, New York, or Pennsylvania Please Contact Our Office Directly At (973) 948-6279. If You Live in any Other State in The Country Please Use The E-health Button To Obtain a Quote and Speak To A Licensed, Knowledgeable Insurance Agent That Will Help You Through The Application and Help You Choose The Plan That Fits Your Needs an Budget.
Shop and Enroll Online – Use This Link In All States Other Than New Jersey, New York or Pennsylvania. Provides an 800 Number To Speak With A Live, Licensed Agent
International Medical
Traveling Out of the Country? Mission Work? Hosting Someone From Another Country? Individual or Group Coverage. Plans Cover One Day to All Year. Very Inexpensive and Creates Peace of Mind. Easily Quote the Coverage and Enroll Online.
Estate Planning
Please Click On the Links Above To Download The Workbook(s) That You Are Interested In Completing.
We Use One Of The Most Comprehensive, Well Respected Planning Software In The Industry For Our Clients.
The Program is Called MoneyGuide
MoneyGuide’s Belief Is That: Everyone needs and deserves a quality financial plan.®
Envestnet MoneyGuide is dedicated to this mission – and focuses exclusively on The use of Financial Planning to more effectively motivate you to create, implement and maintain an investment strategy that best meets Your lifetime financial goals.
Please Call Us Before You Return The Paperwork To Us Due to The Fact That There Is a Cost Involved For Us to Complete Your Planning Report.